All loans must be secured by one or more of the following:
- Member’s shares and deposits.
- Guarantors if the loan amount is more than the member’s shares. (Group members)
- 60% of the current vehicle value. Log book must be in member’s name.
- Money Market funds held with reputable fund managers.
- 50% value of shares held in member’s name at the Nairobi Stock Exchange.
- 80% value of tangible assets in urban areas.